Credit Products Portfolio Analyst - Risk & Growth

Regions Bank; Birmingham (AL); On-site; USD 45,000 - 55,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank in Birmingham, Alabama seeks a Credit Products Commercial Portfolio Analyst to support underwriting risk through information gathering, in-depth research, and collaboration with client management and internal teams.

The role involves preparing credit approval packages, evaluating guarantors, reviewing pre-closing documents, and maintaining credit files while monitoring covenants and compliance with bank policies.

Qualifications

• Bachelor's degree in Finance, Accounting or related field.
• MBA preferred.

Responsibilities

• Prepare credit approval packages for new and renewed products, assessing risk ratings and key risk drivers.
• Analyze guarantors to support underwriting.
• Assist with pre-closing loan document reviews.
• Review closing due diligence with Credit Products Manager.
• Maintain credit files and ensure up-to-date information.
• Assist with tickler implementation and maintenance.
• Monitor portfolio and servicing activities with Shared Services.
• Validate risk ratings and identify changes.
• Identify opportunities to reduce exposure or expand portfolio.
• Develop knowledge of internal loan policies and credit risk compliance.

Skills

Ability to work collaboratively with多个

Education

Bachelor's degree in Finance, Accounting or related field

MBA

Job description

Regions Bank in Birmingham, Alabama seeks a Credit Products Commercial Portfolio Analyst to support underwriting risk through information gathering, in-depth research, and collaboration with client management and internal teams.

The role involves preparing credit approval packages, evaluating guarantors, reviewing pre-closing documents, and maintaining credit files while monitoring covenants and compliance with bank policies.