Senior Credit Risk Review Analyst

S&T Bank; Plum (Allegheny County); On-site; USD 48,000 - 116,000; Full time

Job summary

S&T Bank in Indiana, PA seeks an experienced Credit Risk Review professional to independently analyze credit quality, assess risk management controls, and provide objective oversight of commercial and consumer lending activities.

The role requires 2–5 years of credit review experience, a four-year degree, and a loan review certification or willingness to obtain one within 18 months; strong knowledge of policies and underwriting guidelines is essential.

Qualifications

• Requires a four-year college degree or equivalent; preferred accounting focus and formal credit training.
• Two to five years of general experience; five years of specialized credit review preferred.
• Loan Review Certification or willingness to obtain within 18 months of hire.

Responsibilities

• Provides independent credit quality analyses of commercial and consumer lending.
• Reviews assigned credits/borrowers for compliance with policies and underwriting guidelines.
• Evaluates borrower financial strength and probability of loan repayment.
• Assesses risk ratings and ensures appropriate classifications are used.
• Reviews bank's commercial loans and mortgage portfolios for guideline compliance.
• Collaborates with Credit Risk Review Manager to strengthen oversight.

Skills

Credit analysis

Loan review

Policy compliance

Education

Four-year college degree

Loan Review Certification

Job description

S&T Bank in Indiana, PA seeks an experienced Credit Risk Review professional to independently analyze credit quality, assess risk management controls, and provide objective oversight of commercial and consumer lending activities.

The role requires 2–5 years of credit review experience, a four-year degree, and a loan review certification or willingness to obtain one within 18 months; strong knowledge of policies and underwriting guidelines is essential.