Credit Risk Review Specialist II

S&T Bank; Indiana (PA); Sur place; USD 48 000 - 116 000; Plein temps

Résumé du poste

S&T Bank in Indiana, PA seeks an experienced Credit Risk Review professional to independently analyze credit quality and monitor risk across commercial and consumer lending.

You will perform reviews to ensure adherence to policies, evaluate risk ratings, and provide recommendations to strengthen credit oversight. A four-year degree is required, with accounting focus preferred and a loan‑review certification or plan to obtain within 18 months.

Qualifications

• Requires a four-year college degree or equivalent.
• Preferred major in Accounting; formal credit training.
• Requires Loan Review Certification or willingness to obtain within 18 months of hire.

Responsabilités

• Provides an independent commercial/consumer analysis of credit quality and risk.
• Reviews assigned credits to ensure compliance with policies and underwriting guidelines.
• Evaluates quality of credits and risk ratings, indicating borrower financial strength and repayment probability.
• Performs reviews of bank loans to ensure policy compliance and assess exposure.
• Conducts secondary mortgage market quality control and portfolio mortgage reviews.
• Assesses small business loan reviews and communicates recommendations to Credit Risk Review leadership.
• May assist in Commercial or Retail credit reviews and bank projects requiring Credit expertise.
• Maintains teamwork and collaboration across bank staff; assumes additional responsibilities as needed.

Formation

Four-year college degree

Accounting focus (preferred)

Loan Review Certification (required or within 18 months)

Description du poste

S&T Bank in Indiana, PA seeks an experienced Credit Risk Review professional to independently analyze credit quality and monitor risk across commercial and consumer lending.

You will perform reviews to ensure adherence to policies, evaluate risk ratings, and provide recommendations to strengthen credit oversight. A four-year degree is required, with accounting focus preferred and a loan‑review certification or plan to obtain within 18 months.