Independent Credit Risk Review Analyst

S&T Bank; United States; On-site; USD 48,000 - 116,000; Full time

Job summary

S&T Bank's Credit Risk Review team independently monitors credit quality and assesses the effectiveness of credit risk management across lending activities. You will review commercial and consumer credits to ensure compliance with underwriting guidelines and internal controls.

Requires a four-year college degree and a Loan Review Certification within 18 months; 2–5 years of relevant experience is expected. Salary range is disclosed in the posting.

Qualifications

• Requires a four-year college degree or equivalent.
• Preferred major: Accounting or related field; formal credit training.
• Loan Review Certification within 18 months of hire date.

Responsibilities

• Provides independent commercial/consumer analysis of credit quality and risk ratings.
• Reviews lending and credit risk management processes to ensure compliance with policies.
• Assesses borrower financial strength and probability of loan repayment; communicates recommendations to management.
• Maintains relationships with bank staff and supports additional credit risk project work as needed.

Education

Four-year college degree

Loan Review Certification

Job description

S&T Bank's Credit Risk Review team independently monitors credit quality and assesses the effectiveness of credit risk management across lending activities. You will review commercial and consumer credits to ensure compliance with underwriting guidelines and internal controls.

Requires a four-year college degree and a Loan Review Certification within 18 months; 2–5 years of relevant experience is expected. Salary range is disclosed in the posting.