Senior Credit Risk Oversight Analyst (Remote)

Merrick Bank; South Jordan (UT); Hybrid; USD 95,000 - 130,000; Full time

Benefits offered by this job

Competitive pay

Medical, dental, and vision benefits

401(k) plan with company match

Short- & long-term disability

Wellness programs

Job summary

Merrick Bank, a leading Utah-based financial institution, seeks a Senior Analyst for Credit Risk Oversight. You will support independent oversight across consumer lending portfolios, develop executive risk reporting, and coordinate quarterly oversight reviews for governance committees.

The role focuses on CECL forecasts, data-driven portfolio analysis, and building dashboards using Power BI/Tableau to identify early warning indicators and drive risk-informed decisions.

Qualifications

• Bachelor's degree in Business, Finance, Economics, Statistics, Mathematics, Engineering, or quantitative discipline is required.
• Master's degree (MBA, Economics, Statistics or related field) is preferred.
• Two (2) years of experience in credit risk, consumer lending, portfolio analytics, financial analysis, or related analytical risk disciplines.
• Experience developing performance reporting, portfolio monitoring, or credit risk analysis is preferred.

Responsibilities

• Credit Risk Monitoring & Analysis: Monitor portfolio performance, credit trends, forecast outcomes, and KPIs.
• Credit Oversight Reporting: Coordinate quarterly Credit Oversight Report and materials.
• Risk Assessment & Governance Support: Assist in CECL forecasts and governance reporting.
• Credit Analytics & Early Warning Monitoring: Maintain dashboards and analytical frameworks.
• Review & Challenge Support: Analyze assumptions and performance drivers for forecasts.
• Cross-Functional Partnership: Collaborate across lines for independent risk oversight.

Skills

Credit risk knowledge

Analytical skills

Risk reporting

Data visualization

Technical skills

Intellectual curiosity

Attention to detail

Continuous improvement

Organization & project management

Education

Bachelor's degree in business/finance/economics/statistics

Master's degree preferred

Tools

Power BI

Tableau

SQL

Excel

SAS

Python

Job description

Merrick Bank, a leading Utah-based financial institution, seeks a Senior Analyst for Credit Risk Oversight. You will support independent oversight across consumer lending portfolios, develop executive risk reporting, and coordinate quarterly oversight reviews for governance committees.

The role focuses on CECL forecasts, data-driven portfolio analysis, and building dashboards using Power BI/Tableau to identify early warning indicators and drive risk-informed decisions.