Senior Credit Risk Data & Reporting Analyst (Remote)

Bread Financial Payments; Draper (UT); Hybrid; USD 81,000 - 130,000; Full time

Job summary

Bread Financial in Utah (Draper) is seeking a Senior – Bank Credit Management and Reporting to develop and maintain bank reporting and ad hoc analysis related to credit management for the bank. You will produce monthly, quarterly, and annual reports for leadership, committees, and the board.

Responsibilities include trend reporting, risk assessment, and data-driven insights using SQL/SAS, Dataiku, and BI tools like MicroStrategy/Tableau.

Qualifications

• 5-8 years experience with SQL and SAS, performing complex data analysis, data manipulation, and creation of reports.
• High School Diploma or GED
• Experience creating and maintaining complex data queries using SQL or SAS languages.
• Banking and credit card portfolio knowledge and understanding of credit card operations.

Responsibilities

• Manipulate large data sets into clear and readable formats and presentations, using SQL, SAS, Dataiku, Excel, and BI tools like MicroStrategy/Tableau.
• Independently analyze data to develop trend reporting at bank, portfolio, and client level for stakeholders.
• Ensure bank and transaction testing data/reporting is accurate and timely on a scheduled cadence.
• Advise and lead the team on bank level credit trend reporting, monitoring, and analysis.

Skills

Banking Industry

Consumer Credit Risk

Data Analysis

Data Reporting

Microsoft Excel

SAS Programming

SQL

Education

High School Diploma or GED

Tools

SQL

SAS

Dataiku

Excel

MicroStrategy

Tableau

Job description

Bread Financial in Utah (Draper) is seeking a Senior – Bank Credit Management and Reporting to develop and maintain bank reporting and ad hoc analysis related to credit management for the bank. You will produce monthly, quarterly, and annual reports for leadership, committees, and the board.

Responsibilities include trend reporting, risk assessment, and data-driven insights using SQL/SAS, Dataiku, and BI tools like MicroStrategy/Tableau.