Senior Credit & Risk Manager — Portfolio Health

Allianz; Baltimore (MD); On-site; USD 105,000 - 115,000; Full time

Benefits offered by this job

Competitive compensation

Bonus eligibility and/or commission

401(k) discretionary match up to 6%

Flexible work schedules

Health and wellness benefits

Paid time off

Tuition Reimbursement

Family care resources

Job summary

Allianz in Baltimore, MD is seeking a Credit Analyst and Risk Manager to proactively manage a portfolio of buyers by gathering information and assessing credit according to defined targets.

The role involves financial analysis, risk monitoring, and collaboration with Sales Agents and Underwriters to determine credit ratings, monitor high-risk buyers, and recommend underwriting strategies to minimize default risk while maximizing customer satisfaction.

Qualifications

• Bachelor’s degree in business, economics or finance. MBA preferred.
• 4–7 years’ experience in financial management in banking, credit insurance brokerage or credit insurance environment.
• Excellent computer skills and understanding of financial software and spreadsheets.
• Strong analytical skills and ability to communicate with finance leaders.

Responsibilities

• Manage a profitable portfolio within approved parameters.
• Perform financial and credit analysis to determine credit ratings.
• Monitor high-risk buyers and obtain critical information for monitoring.

Skills

Credit analysis

Financial statement analysis

Communication

Microsoft Word

Excel

Time management

Bilingual

Education

Bachelor's degree in business administration, Economics or Finance

MBA preferred

Tools

Microsoft Word

Excel

Job description

Allianz in Baltimore, MD is seeking a Credit Analyst and Risk Manager to proactively manage a portfolio of buyers by gathering information and assessing credit according to defined targets.

The role involves financial analysis, risk monitoring, and collaboration with Sales Agents and Underwriters to determine credit ratings, monitor high-risk buyers, and recommend underwriting strategies to minimize default risk while maximizing customer satisfaction.