Senior Credit Analyst - Growth & Risk (Flexible Schedule)

Allianz Trade in North America; Baltimore (MD); On-site; USD 90,000 - 115,000; Full time

Benefits offered by this job

Annual bonus eligibility

401(k) discretionary match

Flexible work schedules

Health and wellness benefits

Paid time off

Job summary

Allianz Trade in North America is seeking a finance and credit professional to manage a profitable buyer portfolio, conduct in-depth credit analysis, and provide actionable insights to Regional leadership. The role emphasizes strong data gathering, stakeholder communication, and market trend analysis.

The position requires a Bachelor’s in Business or Finance (MBA preferred) and 3–5 years in banking, credit insurance brokerage, or related fields.

Qualifications

• Bachelor’s degree in Business Administration or Finance required.
• MBA preferred for advanced roles.
• Strong financial analysis and credit risk assessment skills.

Responsibilities

• Manage a profitable portfolio within approved parameters.
• Conduct buyer visits or calls to gather critical information.
• Monitor high risk buyers using EHNA and other data; advise on grading.
• Perform financial and credit analysis to determine credit ratings.
• Communicate underwriting requirements to Sales Agents and Underwriters.
• Create industry outlooks from public and proprietary data to identify market trends.

Skills

Credit analysis

Financial analysis

Portfolio management

Stakeholder communication

Excel

Education

Bachelor’s in Business Administration or Finance

MBA preferred

Tools

EHNA database

Financial software

Job description

Allianz Trade in North America is seeking a finance and credit professional to manage a profitable buyer portfolio, conduct in-depth credit analysis, and provide actionable insights to Regional leadership. The role emphasizes strong data gathering, stakeholder communication, and market trend analysis.

The position requires a Bachelor’s in Business or Finance (MBA preferred) and 3–5 years in banking, credit insurance brokerage, or related fields.