Senior Credit Risk Leader: Strategic Underwriting & Growth

Valley Bank; Coral Gables (FL); On-site; USD 140,000 - 180,000; Full time

Job summary

Valley Bank in Coral Gables seeks a Sr Credit Risk Manager to oversee underwriting for complex commercial lending and manage a portfolio. You will structure deals, assess risk, and guide junior staff while maintaining client relationships and reporting to senior management.

The role requires leading external client meetings and internal deal discussions, validating financial statements and collateral, and ensuring adherence to bank policies.

Qualifications

• Strong understanding of policies and underwriting guidelines.
• Advanced knowledge of credit underwriting and loan documentation.
• Ability to structure deals and explain structures to lenders.
• Proficient in MS Word, Excel, and Outlook.
• Excellent interpersonal and communication skills.
• Strong time management and math skills.
• Ability to write reports and business correspondence.
• Ability to present information and respond to questions.

Responsibilities

• Monitor financial health of assigned loan portfolio and report to business team.
• Underwrites and structures new transactions and renewals.
• Lead client meetings and internal deal discussions with senior management.
• Review credit packages and provide mentorship to junior staff.
• Prepare quarterly portfolio reports and risk analyses.
• Ensure compliance with loan terms and reporting benchmarks.

Skills

Underwriting guidelines

Financial accounting

Deal structuring

Microsoft Office

Interpersonal skills

Time management

Analytical skills

Credit skills

Reporting

Education

High School diploma/GED

Bachelor's degree (preferred)

Tools

Microsoft Office

Job description

Valley Bank in Coral Gables seeks a Sr Credit Risk Manager to oversee underwriting for complex commercial lending and manage a portfolio. You will structure deals, assess risk, and guide junior staff while maintaining client relationships and reporting to senior management.

The role requires leading external client meetings and internal deal discussions, validating financial statements and collateral, and ensuring adherence to bank policies.