Senior Credit Risk Manager — Underwriting & Strategy

Valley Bank; Tampa (FL); On-site; USD 110,000 - 165,000; Full time

Job summary

Valley Bank in Tampa, FL is seeking a Credit Risk Manager to oversee underwriting of complex credit transactions. You will evaluate client diligence, structure deals, and prepare underwriting packages for approval.

The role requires strong financial analysis, reporting, and collaboration with loan officers and management. A minimum of 5 years in commercial lending is expected, with a preference for a Bachelor’s degree.

Qualifications

• Minimum 5 years of experience in a commercial lending environment in a credit-oriented underwriting role.
• Understanding of underwriting guidelines, RACs, and bank policy.
• Ability to prepare and present comprehensive credit analyses and reports.

Responsibilities

• Underwrites and structures new transactions and renewals, extensions, increases, and material modifications.
• Participates in client meetings and deal reviews with senior management, advising on loan structures and risk appetite.

Skills

Credit Underwriting

Financial Analysis

Deal Structuring

Loan Documentation

MS Office

Interpersonal Skills

Time Management

Mathematical Skills

Report Writing

Education

High School Diploma or GED

Bachelor's degree preferred

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Job description

Valley Bank in Tampa, FL is seeking a Credit Risk Manager to oversee underwriting of complex credit transactions. You will evaluate client diligence, structure deals, and prepare underwriting packages for approval.

The role requires strong financial analysis, reporting, and collaboration with loan officers and management. A minimum of 5 years in commercial lending is expected, with a preference for a Bachelor’s degree.