Senior Credit Risk Leader — Remote, High-Impact Analytics

LendDirect Corp.; Northern (KY); Hybrid; USD 150,000 - 210,000; Full time

Benefits offered by this job

Flexible PTO

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

401k with company match

Job summary

Attain Finance currently seeks a senior credit risk analytics professional to lead risk strategies across consumer lending portfolios. You will analyze performance data, design risk appetite frameworks, and drive data-driven improvements while partnering with cross-functional teams on model deployments.

The role requires strong SQL, Python, and visualization skills, with opportunities to influence underwriting and portfolio performance across multiple brands.

Qualifications

• BS or higher in a quantitative discipline or equivalent experience.
• 5+ years of professional credit risk analytics experience.
• Advanced SQL, Snowflake, or relational databases.
• Experience with Python, SAS, or R.
• Experience with Tableau/Power BI/Sigma for data visualization.

Responsibilities

• Develop credit risk strategies and enhancements for loan portfolio.
• Design and monitor credit risk appetite and thresholds.
• Analyze portfolio performance using bureau, cash flow, and transactional data.
• Conduct A/B tests to reduce risk and improve profitability.
• Lead projects and provide ad hoc analyses.
• Support regulatory reports and audits.
• Collaborate with Modeling/Scoring team to deploy new risk models.
• Develop and monitor reporting for markets, products, and channels.
• Forecast impact of strategy changes on revenues and losses.
• Coach teammates and supervise risk professionals.

Skills

SQL

Snowflake

Relational databases

Python

SAS

R

Tableau

Power BI

Sigma

Data visualization

Analytical thinking

Education

BS or higher in a quantitative discipline

Tools

Sigma

Job description

Attain Finance currently seeks a senior credit risk analytics professional to lead risk strategies across consumer lending portfolios. You will analyze performance data, design risk appetite frameworks, and drive data-driven improvements while partnering with cross-functional teams on model deployments.

The role requires strong SQL, Python, and visualization skills, with opportunities to influence underwriting and portfolio performance across multiple brands.