Senior Credit Review & Risk Examiner

Banc of California, Inc.; Menlo Park, Campbell (CA, CA); Presencial; USD 125.000 - 195.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

401(k) plan with company match

Health insurance

Paid time off

Tuition reimbursement

Descripción de la vacante

Banc of California, Inc. is seeking a senior credit risk professional in Menlo Park to support independent credit review examinations across diverse loan portfolios.

You will validate risk ratings, assess portfolio quality, and report findings to senior management and regulators. Ideal candidates bring 7+ years in commercial lending or credit risk, strong analytical skills, and deep knowledge of lending practices and regulatory guidance.

Formación

• Bachelor’s degree from an accredited college or university or equivalent experience.
• 7+ years in commercial lending or credit risk functions.
• 7+ years supporting credit examinations across diverse portfolios including venture banking, equity funds, lender finance, CRE and consumer credits.
• Experience in large financial institutions in credit review/credit administration roles.
• Strong knowledge of credit risk management principles, regulatory guidance, and credit administration practices.

Responsabilidades

• Supports execution of independent credit review examinations across loan portfolios, including venture banking, equity funds, lender finance, CRE and consumer portfolios.
• Assists with issue management, tracking findings, remediation progress, and validation/closure activities.
• Contributes to enhancements of the Credit Review program by identifying coverage gaps and improving risk assessment practices.
• Applies risk assessment frameworks to identify key credit risks and monitor portfolio deterioration.
• Documents observations and escalates gaps in underwriting and portfolio management practices.
• Supports evaluation of management’s ability to administer credit risk including exposures and concentrations.
• Performs detailed credit analysis across products including validation of financials and cash flow.

Conocimientos

Credit risk management

Commercial lending

Credit examinations

Regulatory knowledge

Data analysis

MS Office (Word, Excel, PowerPoint)

Educación

Bachelor’s degree in a related field

Herramientas

Credit systems & databases

Descripción del empleo

Banc of California, Inc. is seeking a senior credit risk professional in Menlo Park to support independent credit review examinations across diverse loan portfolios.

You will validate risk ratings, assess portfolio quality, and report findings to senior management and regulators. Ideal candidates bring 7+ years in commercial lending or credit risk, strong analytical skills, and deep knowledge of lending practices and regulatory guidance.