Senior Portfolio Relationship Manager

Banc of California, Inc.; Santa Ana (CA); In loco; USD 101.000 - 160.000; Tempo pieno

Vantaggi offerti da questo lavoro

401k with company match

Health, dental & vision insurance

Paid time off

Descrizione del lavoro

Banc of California, Inc. in Santa Ana, CA seeks a senior Commercial Credit Analyst to deliver financial, credit, and trend analyses for middle-market clients. You will monitor covenant compliance, perform annual loan reviews, and support credit decisions while collaborating with sales and risk teams.

The role emphasizes independent judgment, strong communication, and regulatory adherence. The position requires a bachelor’s degree or equivalent, 8+ years in lending, and proficiency with mainframe

Competenze

• Bachelor’s degree from an accredited college or university or equivalent work experience.
• Minimum of eight (8) years of experience in commercial and other related forms of lending and portfolio products; or equivalent combination of education, training and experience
• Previous experience in relationship management required
• Familiarity with Regulation Z (Truth in Lending), Regulation B, HMDA, RESPA, FCRA, BSA/AML, CIP, RFPA and CRA is expected
• Advanced skills in computer terminal and PC operation; mainframe systems; word processing, spreadsheet and specialty software programs
• Intermediate knowledge of related banking regulations governing lending and compliance and policy adherence
• Strong math skills for interest calculations, balances, ratios, and error detection
• Excellent organizational and time management abilities
• Exceptional communication skills for clear reports and client interaction
• Ability to work independently and make high-impact decisions
• Ability to organize and prioritize work and handle complex problems

Mansioni

• Manage a portfolio of business clients and develop relationship plans and calling schedules.
• Complete loan portfolio management tasks including reviews, renewals, modifications, and risk certifications.
• Engage clients to discuss and promote bank products and services to strengthen relationships.
• Collaborate with internal referrals and external partners to identify new business opportunities.
• Develop knowledge of client needs and coordinate with product specialists to structure transactions.
• Exercise sound credit and risk judgment and recommend credit approvals that meet standards.
• Monitor portfolio quality and ensure adherence to policy; coordinate issue resolution.
• Prioritize workload and follow up on information promptly.
• Work independently and complete duties on schedule.
• Maintain accurate system updates and documentation in a timely manner.
• Follow established policies and procedures and support company goals and values.

Conoscenze

Relationship management

Credit analysis

Risk assessment

Communication skills

Time management

Organizational skills

Problem solving

Formazione

Bachelor's degree or equivalent

8+ years commercial lending experience

Strumenti

Mainframe systems

Word processing

Spreadsheets

Proprietary software

Descrizione del lavoro

Banc of California, Inc. in Santa Ana, CA seeks a senior Commercial Credit Analyst to deliver financial, credit, and trend analyses for middle-market clients. You will monitor covenant compliance, perform annual loan reviews, and support credit decisions while collaborating with sales and risk teams.

The role emphasizes independent judgment, strong communication, and regulatory adherence. The position requires a bachelor’s degree or equivalent, 8+ years in lending, and proficiency with mainframe