Senior Credit Analyst, Structured Finance & AI Tools

S&P Global; Town of Texas (WI); Hybrid; USD 92,000 - 121,000; Full time

Job summary

S&P Global Ratings seeks a professional to lead end-to-end credit analysis for structured finance credits. You will synthesize portfolio performance, market signals, and peer context into actionable insights for rating committees.

You will also embed AI tools into analytical workflows with governance, while coaching junior staff and collaborating with data/engineering teams. Office-based hybrid work is expected.

Qualifications

• Direct experience analyzing securitized products, fund structures, or related structured finance instruments.
• Demonstrated ability to deliver high-quality analytical work across multiple credits with limited oversight.
• Strong collaboration and relationship management skills.
• A continuous improvement mindset with practical fluency in AI tools.

Responsibilities

• Lead end-to-end credit analysis and surveillance for assigned structured finance credits.
• Synthesize portfolio performance, market signals, and peer context into decision-ready insights.
• Embed generative AI tools into workflows while maintaining human accountability.
• Prepare inputs, reconcile metrics, and document assumptions per methodologies.

Skills

Securitized products analysis

Credit analysis

AI tools fluency

Automation workflow design

Analytical and spreadsheet tools

Communication skills

Governance & accuracy

Education

Bachelor's degree or equivalent

Master's degree or CFA preferred

Job description

S&P Global Ratings seeks a professional to lead end-to-end credit analysis for structured finance credits. You will synthesize portfolio performance, market signals, and peer context into actionable insights for rating committees.

You will also embed AI tools into analytical workflows with governance, while coaching junior staff and collaborating with data/engineering teams. Office-based hybrid work is expected.