Senior Credit Analyst: Risk & Lending Decisions

U.S. Bank; Minneapolis (MN); Hybrid; USD 93,000 - 109,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) and retirement plan

Paid vacation and holidays

Adoption assistance

Sick and Safe Leave

Job summary

U.S. Bank is seeking a Credit Analyst who will approve or deny extensions after conducting thorough credit analyses, gathering and interpreting credit information, and monitoring accounts to identify risk. This role requires strong analytical and written communication skills.

The position involves working from a U.S. Bank location at least three days per week, with a comprehensive benefits package and competitive salary.

Qualifications

• Bachelor’s degree or equivalent work experience.
• Typically five or more years of relevant experience.
• Strong credit analysis and analytical skills.
• In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis.
• Background in economics, accounting, and/or finance.
• Effective written and verbal communication skills.
• Proficient with a variety of software packages.
• Master’s degree or CPA certification is preferred.

Responsibilities

• Approve or deny loan extensions after complete credit analysis.
• Gather, analyze, and interpret credit information on customers.
• Review accounts and portfolios to identify credit quality issues.
• Use computer software to support credit analysis and decision making.

Skills

Credit analysis

Analytical skills

Credit policy & risk analysis

Economics/Accounting/Finance

Technical writing

Verbal & written communication

Software proficiency

Education

Bachelor’s degree or equivalent work experience

Master’s degree or CPA preferred

Job description

U.S. Bank is seeking a Credit Analyst who will approve or deny extensions after conducting thorough credit analyses, gathering and interpreting credit information, and monitoring accounts to identify risk. This role requires strong analytical and written communication skills.

The position involves working from a U.S. Bank location at least three days per week, with a comprehensive benefits package and competitive salary.