Senior Credit Analyst - Risk Rating

Siemens; Malvern (Chester County); On-site; USD 118,000 - 203,000; Full time

Job summary

An established industry player is seeking a Senior Credit Analyst to join their dynamic team. In this role, you'll evaluate financial and business risks while preparing high-quality reports for clients. Your expertise will contribute to independent risk assessments and ensure an efficient rating process. With a focus on collaboration and professional growth, this position offers a unique opportunity to thrive in a supportive environment. If you have a passion for financial analysis and are ready to take on new challenges, this role is perfect for you.

Benefits

Comprehensive health and wellness benefits

Qualifications

• 8+ years of experience in credit/rating analysis required.
• Strong analytical skills and ability to present findings.

Responsibilities

• Evaluate financial and business risks of obligors in Cash Flow Financing.
• Prepare rating reports and present analyses for approval.

Skills

Credit Analysis

Financial Analysis

Presentation Skills

Organizational Skills

Time Management

Relationship Building

Financial Modeling

Education

Bachelor's Degree in Finance

Bachelor's Degree in Accounting

Bachelor's Degree in Economics

Tools

Microsoft Excel

Microsoft Word

Job description

Join to apply for the Senior Credit Analyst - Risk Rating role at Siemens

Here at Siemens, we take pride in enabling sustainable progress through technology. We do this by empowering customers through the integration of real and digital worlds, improving how we live, work, and move today and for future generations. We believe that a business can only thrive if its people thrive, which is why we prioritize our employees' well-being and growth. Our diverse, global team is eager to support and challenge you to develop in new ways.

We are seeking an energetic Senior Credit Analyst, primarily in Cash Flow Financing. Risk Controlling – Risk Rating is part of Siemens Financial Services, Inc (SFS), headquartered in Munich, Germany, providing analytical expertise across all SFS business units and management worldwide.

Within Risk Controlling – Risk Rating Americas, you will evaluate the financial and business risks of U.S. obligors across various industries, providing independent and expert risk assessments.

Location: Iselin, NJ

What part will you play?

• Evaluate financial and business risks of obligors within the Cash Flow Financing sector.
• Prepare high-quality rating reports for new and existing clients.
• Present analyses for approval to the team leader and/or the Head of Risk Control-Risk Rating Americas.
• Understand and apply SFS rating methodologies related to cash flow analysis.
• Monitor the creditworthiness of portfolio obligors regularly.
• Develop strong relationships with Risk Management to ensure an efficient rating process.
• Recommend and approve obligor ratings within delegated authority.
• Cross-train in various rating disciplines to support different areas as needed.

Qualifications

Basic:

• 8+ years of relevant experience in credit/rating analysis.
• 4-year degree in Finance, Accounting, or Economics.

Preferred:

• Strong presentation and financial analysis skills.
• Excellent organizational and time management abilities.
• Collaborative team player with relationship-building skills.
• Ability to analyze financial models and communicate findings clearly.
• Proficiency in Microsoft Excel and Word.

Benefits

• Comprehensive health and wellness benefits. Details at: Benefits Link
• Salary range: $118,300 - $202,800 plus bonus, depending on experience and location.

Additional Information

Siemens is an Equal Opportunity Employer. We value diversity and inclusion in our workforce. We provide reasonable accommodations for applicants with disabilities. For support, contact our AskHR team at 1-866-743-6367.