Senior Credit Analyst – Lending & Risk Insight

U.S. Bank; Los Angeles (CA); Hybrid; USD 111,000 - 131,000; Full time

Benefits offered by this job

Healthcare

401(k) plan

Paid vacation

Paid holidays

Adoption assistance

Job summary

U.S. Bank in Los Angeles is seeking a CA 6 SBA PMG Credit Analyst to approve credit extensions and advise on lending decisions. The role requires conducting comprehensive credit analyses, reviewing accounts, and mitigating risk while supporting growth.

Qualified candidates will have a bachelor’s degree or equivalent and at least six years of relevant experience; a master’s degree or CPA is preferred. Strong communication and software skills are essential in a collaborative environment.

Qualifications

• Bachelor’s degree or equivalent work experience.
• Strong credit analysis and analytical skills.
• Background in economics, accounting, and/or finance.

Responsibilities

• Approve extensions of credit and make recommendations to final lending decisions.
• Conduct complete credit analyses by gathering and interpreting credit information.
• Identify and evaluate potential credit quality issues to maximize credit quality and minimize risk.

Skills

Credit analysis

Analytical skills

Risk analysis

Economics/Accounting/Finance

Report writing

Verbal and written communication

Software navigation

Education

Bachelor's degree or equivalent

Master's degree or CPA (preferred)

Tools

Software packages

Job description

U.S. Bank in Los Angeles is seeking a CA 6 SBA PMG Credit Analyst to approve credit extensions and advise on lending decisions. The role requires conducting comprehensive credit analyses, reviewing accounts, and mitigating risk while supporting growth.

Qualified candidates will have a bachelor’s degree or equivalent and at least six years of relevant experience; a master’s degree or CPA is preferred. Strong communication and software skills are essential in a collaborative environment.