SBA Credit Analyst: Lead Risk & Credit Decisions

U.S. Bank; Los Angeles (CA); On-site; USD 98,345 - 115,700; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) and employer-funded retirement plan

Paid vacation and sick leave

Adoption assistance

Job summary

A financial institution in California is seeking a Credit Analyst to oversee a commercial loan portfolio backed by the Small Business Administration. In this role, you will conduct credit analyses and make recommendations on loan approvals. Ideal candidates should have a Bachelor’s degree and five or more years of relevant experience, along with strong analytical skills. A comprehensive benefits package is offered.

Qualifications

• Typically five or more years of relevant experience.
• Background in economics, accounting, and/or finance.

Responsibilities

• Approve extensions of credit and recommend actions to lending decision makers.
• Conduct thorough credit analysis of existing and prospective customers.
• Identify potential credit quality issues and determine appropriate actions.
• Use technological tools to assist in credit analysis.

Skills

Strong credit analysis and analytical skills

In-depth knowledge of credit administration

Effective technical report writing

Proficient computer navigation skills

Education

Bachelor’s degree or equivalent work experience

Master's degree or CPA certification

Job description

A financial institution in California is seeking a Credit Analyst to oversee a commercial loan portfolio backed by the Small Business Administration. In this role, you will conduct credit analyses and make recommendations on loan approvals. Ideal candidates should have a Bachelor’s degree and five or more years of relevant experience, along with strong analytical skills. A comprehensive benefits package is offered.