Senior Credit Analyst: Complex Commercial Lending

Enterprise Financial Services Corp.

St. Louis (MO)

On-site

USD 70,000 - 95,000

Full time

14 days+

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Job summary

Enterprise Bank & Trust in St. Louis seeks a Credit Analyst III to support Commercial Loan Officers with complex underwriting. You will research credit data, prepare summaries, and present findings on credit-worthiness with independence.

The role requires 4–6 years of credit analysis experience, a Bachelor's in business/finance, and strong MS Word/Excel skills. You will mentor junior analysts, contribute to reports, and help ensure sound lending decisions.

Qualifications

  • 4–6 years of credit analysis experience.
  • Previous experience as a credit analyst or loan officer.
  • Bachelor's Degree in business, finance, or accounting.
  • Strong proficiency in MS Word and Excel.
  • Ability to lead and work cohesively in a team.
  • Excellent analytical, verbal and written communication.

Responsibilities

  • Handle complex and/or challenging assignments with little oversight.
  • Investigates credit and financial information from available sources.
  • Prepares summaries and presents facts concerning credit-worthiness.
  • Prepare and spread business financial statements and cash flows for borrowers.
  • Prepare loan approvals, annual reviews and credit analyses for new requests.
  • Act as mentor and trainer for junior Credit Analysts.

Skills

Credit analysis
Underwriting
Cash flow analysis
Market analysis
Team mentoring
Communication skills
Excel
Loan origination software

Education

Bachelor's Degree (Business/Finance)

Tools

MS Word
MS Excel
BI/Database tools
Loan origination software

Job description

Enterprise Bank & Trust in St. Louis seeks a Credit Analyst III to support Commercial Loan Officers with complex underwriting. You will research credit data, prepare summaries, and present findings on credit-worthiness with independence.

The role requires 4–6 years of credit analysis experience, a Bachelor's in business/finance, and strong MS Word/Excel skills. You will mentor junior analysts, contribute to reports, and help ensure sound lending decisions.

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