Senior Credit Analyst — Lead Credit Risk & Mentorship

OpenKrill; United States; A distancia; USD 89.000 - 104.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical, dental, vision

Paid vacation time

11 company holidays

401k with up to 4% match

Tuition reimbursement

Descripción de la vacante

Banner Bank in the United States is seeking a Senior Credit Analyst to support sound lending decisions by analyzing complex commercial credit relationships and developing well-supported credit recommendations. This role offers collaboration with lending partners and mentoring for team growth.

Responsibilities include preparing credit approval packages, financial summaries, and partnering with teams to manage risk.

Formación

• Requires a Bachelor's Degree in Accounting, Business, Economics, Law, CS, or related field.
• Equivalent combination of education and experience considered.
• 4+ years of experience as a Credit Analyst required.
• SBA credit analysis preferred.

Responsabilidades

• Investigate credit and financial information for clients.
• Analyze financial statements, tax returns, cash flows, and collateral.
• Independently evaluate complex credit relationships and provide recommendations.
• Prepare credit proposals, summaries, and written opinions for loan decisions.
• Partner with lending teams to assess credit risk and portfolio health.
• Support Team Leader and mentor new colleagues.
• Maintain compliance with policies and regulations.

Conocimientos

Credit analysis

Financial statement analysis

Analytical thinking

Communication

Educación

Bachelor's Degree in Accounting/Business/Economics/Law/CS (Required)

Equivalent combination of education and experience considered

Herramientas

Excel

Word

Descripción del empleo

Banner Bank in the United States is seeking a Senior Credit Analyst to support sound lending decisions by analyzing complex commercial credit relationships and developing well-supported credit recommendations. This role offers collaboration with lending partners and mentoring for team growth.

Responsibilities include preparing credit approval packages, financial summaries, and partnering with teams to manage risk.