Senior Credit Analyst: Lead Complex Credit & Mentorship

Banner Bank; United States; Remote; USD 89,000 - 104,000; Full time

Benefits offered by this job

Medical benefits

Dental & Vision

Life insurance

LTD/STD disability

401k match

Paid vacations & holidays

Job summary

Banner Bank is seeking a Senior Credit Analyst to support sound lending decisions by analyzing complex credit relationships and preparing detailed credit recommendations. You’ll mentor teammates, partner with lending teams, and ensure compliance with regulations while contributing to portfolio growth.

You’ll review financial statements, tax returns, and cash flows, and you’ll be involved in credit risk assessment and decision support across commercial loans.

Qualifications

• Bachelor's degree required or equivalent experience.
• 4+ years of experience as a Credit Analyst.
• SBA credit analysis preferred.

Responsibilities

• Investigate credit and financial information for prospective and existing clients.
• Analyze business and personal financial statements, tax returns, cash flows, collateral support, and repayment sources for loans.
• Independently evaluate complex credit relationships and develop recommendations with minimal guidance.
• Prepare spreadsheets, credit approval packages, credit proposals, financial summaries, and written opinions for loan decision makers.
• Partner with lending teams to support credit risk assessment and portfolio management.
• Support the Team Leader role and serve as a backup when needed.
• Train, mentor, and support the development of new team members.
• Maintain compliance with company policies, procedures, security requirements, and applicable government regulations.

Skills

Financial statement analysis

Credit analysis

Cash flow analysis

Excel proficiency

Communication skills

Education

Bachelor's degree in business or related field

Tools

Excel

Lending systems

Job description

Banner Bank is seeking a Senior Credit Analyst to support sound lending decisions by analyzing complex credit relationships and preparing detailed credit recommendations. You’ll mentor teammates, partner with lending teams, and ensure compliance with regulations while contributing to portfolio growth.

You’ll review financial statements, tax returns, and cash flows, and you’ll be involved in credit risk assessment and decision support across commercial loans.