Senior Credit Analyst — Drive Lending Decisions & Mentor Team

Remote Jobs; Spokane (WA); On-site; USD 89,000 - 104,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

Paid vacation

11 company holidays

401k with match

Tuition reimbursement

Job summary

Banner Bank in Washington seeks a Senior Credit Analyst to support sound lending decisions by analyzing complex commercial credit relationships and developing well-supported credit recommendations.

This role partners with lending teams, prepares credit packages and summaries, mentors teammates, and ensures compliance with laws and bank policies, while handling a high volume in a fast-paced environment.

Qualifications

• Bachelor's degree required or equivalent combination of education and experience.
• 4+ years of experience as a Credit Analyst.

Responsibilities

• Investigate credit and financial information for prospective and existing clients.
• Analyze business and personal financial statements, tax returns, cash flows, collateral, and repayment sources for loans.
• Independently evaluate complex credit relationships and develop recommendations with minimal guidance.
• Prepare spreadsheets, credit approval packages, credit proposals, financial summaries, and written opinions for loan decision makers.
• Partner with lending teams to support credit risk assessment and portfolio management.
• Support Team Leader and serve as a backup when needed.
• Train, mentor, and support development of new team members.
• Maintain compliance with company policies, procedures, security requirements, and regulations.

Skills

Excel

Word

Lending systems

Financial analysis

Education

Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or related field

Job description

Banner Bank in Washington seeks a Senior Credit Analyst to support sound lending decisions by analyzing complex commercial credit relationships and developing well-supported credit recommendations.

This role partners with lending teams, prepares credit packages and summaries, mentors teammates, and ensures compliance with laws and bank policies, while handling a high volume in a fast-paced environment.