Strategic Credit Analyst: Risk Insights for Growth

Banner Bank; Walla Walla (WA); Remote; USD 63,000 - 83,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

LTD (Long-Term Disability)

STD (Short-Term Disability)

Life insurance

Paid time off

Holidays

Job summary

Banner Bank is seeking a Credit Analyst to support sound lending decisions that balance growth with risk. You will investigate credit data, analyze financial statements and cash flows, and prepare detailed credit packages for loan decisions.

Ideal candidates have a Bachelor's degree and 2+ years of credit or financial analysis experience, with strong Excel skills and an understanding of lending regulations. The role emphasizes accuracy, prioritization, and professional communication.

Qualifications

• Bachelor's degree or equivalent combination of education and experience.
• Two+ years of related credit or financial analysis experience.

Responsibilities

• Investigate credit and financial information for prospective and existing commercial clients.
• Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment.
• Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers.
• Support new, renewed, and existing loan requests ranging from simple to moderately complex.
• Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations.

Skills

Financial analysis

Excel proficiency

Communication

Regulatory knowledge

Education

Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or related field

Tools

Excel

Word

Job description

Banner Bank is seeking a Credit Analyst to support sound lending decisions that balance growth with risk. You will investigate credit data, analyze financial statements and cash flows, and prepare detailed credit packages for loan decisions.

Ideal candidates have a Bachelor's degree and 2+ years of credit or financial analysis experience, with strong Excel skills and an understanding of lending regulations. The role emphasizes accuracy, prioritization, and professional communication.