Senior Credit Analyst — Commercial Lending & Risk Insights

Banner Bank; Idaho; A distancia; USD 85.000 - 110.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical, dental, vision

Sick time and holidays

Tuition reimbursement

Descripción de la vacante

Banner Bank is seeking a Senior Credit Analyst to support sound lending decisions by analyzing complex credit relationships and preparing well-supported recommendations. This role requires a Bachelor's degree and 4+ years of analyst experience, with SBA analysis preferred.

You will partner with lending teams to assess risk and ensure compliance across loan portfolios. Responsibilities include evaluating financial statements, tax returns, cash flows, and collateral, while mentoring teammates and

Formación

• Bachelor's degree in Accounting, Business, Economics, Law, Computer Science or related field.
• 4+ years of experience as a Credit Analyst.
• SBA credit analysis preferred.

Responsabilidades

• Investigate credit and financial information for prospective and existing clients.
• Analyze business and personal financial statements, tax returns, cash flows, collateral support, and repayment sources for new, renewed, and existing commercial loans.
• Independently evaluate complex credit relationships and develop recommendations with minimal guidance.
• Prepare spreadsheets, credit approval packages, credit proposals, financial summaries, and written opinions for loan decision makers.
• Partner with lending teams to support effective credit risk assessment and portfolio management.
• Support the Team Leader role and serve as a backup when needed.
• Maintain compliance with company policies, procedures, security requirements, and applicable government regulations.

Conocimientos

Credit analysis

Financial statements

Tax returns

Cash flows

Credit risk

Excel

Lending systems

Educación

Bachelor's degree in related field

Herramientas

Excel

Word

Lending systems

Descripción del empleo

Banner Bank is seeking a Senior Credit Analyst to support sound lending decisions by analyzing complex credit relationships and preparing well-supported recommendations. This role requires a Bachelor's degree and 4+ years of analyst experience, with SBA analysis preferred.

You will partner with lending teams to assess risk and ensure compliance across loan portfolios. Responsibilities include evaluating financial statements, tax returns, cash flows, and collateral, while mentoring teammates and