Senior Credit Analyst: Complex Lending & Advisory

Banner Bank; Austin (TX); Remote; USD 89,000 - 104,000; Full time

Benefits offered by this job

Medical, dental, vision insurance

Paid time off and company holidays

401k with match and tuition assistance

Job summary

Banner Bank is seeking a Senior Credit Analyst in Austin, TX to support sound lending decisions by analyzing complex commercial credit relationships and developing well-supported credit recommendations. The role involves collaboration with lending partners and mentoring team members.

Requirements include a Bachelor’s in a related field and 4+ years of credit analysis experience, with SBA credit analysis preferred. Strong Excel and lending system skills are expected.

Qualifications

• Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or related field required.
• 4+ years of experience as a Credit Analyst required.
• SBA credit analysis experience preferred.

Responsibilities

• Investigate credit and financial information for prospective and existing clients.
• Analyze financial statements, tax returns, cash flows, collateral, and repayment sources for loans.
• Independently evaluate complex credit relationships and develop recommendations.
• Prepare credit proposals, financial summaries, and opinions for loan decisions.
• Partner with lending teams to support credit risk assessment and portfolio management.
• Train, mentor, and support development of new team members.
• Maintain compliance with policies, security requirements, and regulations.

Skills

Credit analysis

Financial statements analysis

Excel

Word

Lending systems

Education

Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or related field

Tools

Excel

Word

Lending systems

Job description

Banner Bank is seeking a Senior Credit Analyst in Austin, TX to support sound lending decisions by analyzing complex commercial credit relationships and developing well-supported credit recommendations. The role involves collaboration with lending partners and mentoring team members.

Requirements include a Bachelor’s in a related field and 4+ years of credit analysis experience, with SBA credit analysis preferred. Strong Excel and lending system skills are expected.