Senior Credit Analyst

Banner Bank; Walla Walla (WA); On-site; USD 89,000 - 104,000; Full time

Job summary

Banner Bank in Washington seeks a Senior Credit Analyst to support sound lending decisions by analyzing complex commercial relationships and delivering well-supported credit recommendations.

You will collaborate with lending partners, prepare credit packages, and mentor team members while ensuring compliance with applicable policies and regulations.

Qualifications

• Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or related field required.
• 4+ years of experience as a Credit Analyst or equivalent.
• Strong knowledge of commercial lending concepts and credit investigations.

Responsibilities

• Investigate credit and financial information for clients.
• Analyze financial statements, tax returns, cash flows, and collateral.
• Evaluate complex credit relationships and prepare recommendations.
• Prepare credit proposals, financial summaries, and written opinions.
• Partner with lending teams for risk assessment and portfolio management.
• Mentor and support the development of new team members.

Skills

Credit analysis

Financial statement analysis

Cash flow analysis

Excel proficiency

Writing and communication

Education

Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or related field

Tools

Excel

Word

Job description

Oct 10, 2026

More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recentlyGreat Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of theBest 100 Banks in America for the ninth consecutive year.

With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.

More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recentlyGreat Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of theBest 100 Banks in America for the ninth consecutive year. With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations. As a Senior Credit Analyst, you'll play a key role in supporting sound lending decisions by analyzing complex commercial credit relationships and developing well-supported credit recommendations. This is an opportunity to apply your financial expertise, collaborate with lending partners, and help drive the success of our clients while mentoring and supporting team growth.

In this role you'll

• Investigate credit and financial information for prospective and existing clients.
• Analyze business and personal financial statements, tax returns, cash flows, collateral support, and repayment sources for new, renewed, and existing commercial loans.
• Independently evaluate complex credit relationships and develop recommendations with minimal guidance.
• Prepare spreadsheets, credit approval packages, credit proposals, financial summaries, and written opinions for loan decision makers.
• Partner with lending teams to support effective credit risk assessment and portfolio management.
• Support the Team Leader role and serve as a backup when needed.
• Train, mentor, and support the development of new team members.
• Maintain compliance with company policies, procedures, security requirements, and applicable government regulations.

What we're looking for

• You have a Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required).
• An equivalent combination of education and experience can be considered in lieu of a degree.
• You have 4 or more years of experience as a Credit Analyst (Required).

What helps you shine

• You have strong expertise in analyzing complex financial statements, tax returns, credit information, and cash flow performance.
• You possess deep knowledge of credit investigations, collateral requirements, and commercial lending concepts.
• You demonstrate exceptional analytical and critical thinking skills with a strong understanding of accounting principles.
• You can manage a high volume of work while maintaining accuracy in a fast-paced, deadline-driven environment.
• You adapt effectively to changing priorities and interruptions while delivering quality results.
• You communicate clearly and professionally, both verbally and in writing.
• You have knowledge of federal and state laws and regulations related to commercial lending.
• You are proficient with Excel, Word, and other business and lending systems.
• You enjoy collaborating with others and sharing knowledge through coaching and mentoring.

Travel

• 0%

Our Company Values

• Do the right thing
• Mutual respect
• Teamwork
• Accountability

What Our Team Says

"I have the opportunity to learn and grow every day in my current role. I love the work life balance, knowing that we work hard, and strive for high performance but we are celebrated."

Compensation & Benefits

• Targeted starting salary range (based on experience): $$88,657- $104,303
• Annual incentive potential
• Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
• Paid vacation time, sick time and 11 company paid holidays
• 401k (with up to 4% match)
• Tuition reimbursement

ReviewBanner's employee benefits at: Employee Benefits | Banner Bank

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.

Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings and Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.