Commercial Credit Analyst: Financial Analysis & Lending

Banner Bank; Spokane (WA); Remote; USD 41,796 - 55,076; Full time

Benefits offered by this job

Medical, dental, vision coverage

401k with employer match

Paid vacation and holidays

Job summary

Banner Bank is seeking a Credit Analyst to support sound lending decisions that benefit our clients and communities. You will analyze commercial and personal financial information, prepare detailed credit analysis, and contribute to loan decision packages.

You will review tax returns, cash flows, and collateral, ensuring compliance with internal policies and regulatory requirements. Strong Excel/Word skills and clear communication are essential in a deadline-driven environment.

Qualifications

• Bachelor’s degree in a related field (Required) or equivalent combination of education and experience.
• Two or more years of credit or financial analysis experience (Required).

Responsibilities

• Investigate credit and financial information for prospective and existing commercial clients.
• Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment.
• Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers.
• Support new, renewed, and existing loan requests ranging from simple to moderately complex.
• Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations.

Skills

Credit analysis

Financial analysis

Clear communication

Regulatory knowledge

Education

Bachelor's degree or equivalent

Tools

Excel

Word

Job description

Banner Bank is seeking a Credit Analyst to support sound lending decisions that benefit our clients and communities. You will analyze commercial and personal financial information, prepare detailed credit analysis, and contribute to loan decision packages.

You will review tax returns, cash flows, and collateral, ensuring compliance with internal policies and regulatory requirements. Strong Excel/Word skills and clear communication are essential in a deadline-driven environment.