Senior Credit Analyst – Commercial Lending Expert

Banner Bank; Seattle (WA); On-site; USD 89,000 - 104,000; Full time

Benefits offered by this job

Medical, dental, vision benefits

401k with company match

Paid holidays and vacation

Job summary

Banner Bank in Seattle, WA is seeking a Senior Credit Analyst to analyze complex commercial credit relationships and develop well-supported recommendations. You will collaborate with lending partners and mentor team members while ensuring adherence to policies and regulations.

The role emphasizes evaluating financial statements, tax returns, and cash flows, with a focus on risk assessment and sound lending decisions in a dynamic environment.

Qualifications

• Investigate credit and financial information for prospective and existing clients.
• Analyze complex financial statements, tax returns, cash flows, collateral, and repayment sources for loans.
• Evaluate complex credit relationships and develop recommendations with minimal guidance.

Responsibilities

• Support credit risk assessment and portfolio management.
• Prepare credit packages, summaries, and written opinions for loan decisions.
• Mentor and train new team members and ensure compliance with regulations.

Skills

Credit analysis

Financial statement analysis

Tax returns review

Cash flow analysis

Collateral evaluation

Excel

Lending systems

Education

Bachelor's degree in Accounting/Business/Economics/Law/CS

Tools

Excel

Word

Lending systems

Job description

Banner Bank in Seattle, WA is seeking a Senior Credit Analyst to analyze complex commercial credit relationships and develop well-supported recommendations. You will collaborate with lending partners and mentor team members while ensuring adherence to policies and regulations.

The role emphasizes evaluating financial statements, tax returns, and cash flows, with a focus on risk assessment and sound lending decisions in a dynamic environment.