Senior Credit Analyst – Influence Lending & Lead Growth

Banner Bank; Idaho Falls (ID); Remote; USD 80,000 - 110,000; Full time

Benefits offered by this job

Medical, dental, vision, LTD, STD and

Life insurance

Paid vacation, sick time & 11 holidays

Tuition reimbursement

Job summary

Banner Bank is seeking a Senior Credit Analyst to analyze complex commercial credit relationships and provide well-supported credit recommendations. You will collaborate with lending partners, analyze financial statements, and mentor junior team members.

The role requires a bachelor's degree in a related field and 4+ years of credit analysis experience, with SBA credit analysis preferred. Strong Excel and lending-system skills are essential for success.

Qualifications

• Bachelor's degree in accounting, business, economics, law, computer science, or related field required.
• 4+ years of experience as a credit analyst required.
• SBA credit analysis preferred.

Responsibilities

• Investigate credit and financial information for prospective and existing clients.
• Analyze business and personal financial statements, tax returns, cash flows, collateral, and repayment sources for loans.
• Independently evaluate complex credit relationships and develop recommendations with minimal guidance.
• Prepare spreadsheets, credit approvals, proposals, financial summaries, and written opinions for loan decision makers.
• Partner with lending teams to support credit risk assessment and portfolio management.
• Support Team Leader role and serve as backup when needed.
• Maintain compliance with company policies, procedures, security requirements, and regulations.

Skills

Financial statement analysis

Credit risk assessment

Written & verbal communication

Regulatory knowledge

Mentoring & coaching

Education

Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or related field

Tools

Excel

Word

Lending systems

Job description

Banner Bank is seeking a Senior Credit Analyst to analyze complex commercial credit relationships and provide well-supported credit recommendations. You will collaborate with lending partners, analyze financial statements, and mentor junior team members.

The role requires a bachelor's degree in a related field and 4+ years of credit analysis experience, with SBA credit analysis preferred. Strong Excel and lending-system skills are essential for success.