Senior Credit Analyst — Commercial Lending & Mentorship

Banner Bank; Salem (OR); Remote; USD 89,000 - 104,000; Full time

Benefits offered by this job

Medical

Dental

Vision

LTD

STD

Life insurance

Paid vacation time

Sick time

11 company paid holidays

401k (with up to 4% match)

Tuition reimbursement

Job summary

Banner Bank in Oregon seeks a Senior Credit Analyst to assess complex commercial credit relationships and prepare well-supported credit recommendations. You will collaborate with lending partners and mentor team members while supporting portfolio management and regulatory compliance.

The role requires a Bachelor's Degree in accounting, business, economics, law, CS, or related field and 4+ years of credit analysis experience, with SBA credit analysis preferred. Travel is minimal.

Qualifications

• Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or related field (Required).
• Equivalent combination of education and experience may be considered.
• 4+ years of experience as a Credit Analyst (Required).
• SBA credit analysis preferred.

Responsibilities

• Investigate credit and financial information for prospective and existing clients.
• Analyze business and personal financial statements, tax returns, cash flows, collateral, and repayment sources for new, renewed, and existing commercial loans.
• Independently evaluate complex credit relationships and develop recommendations with minimal guidance.
• Prepare spreadsheets, credit approval packages, credit proposals, financial summaries, and written opinions for loan decision makers.
• Partner with lending teams to support effective credit risk assessment and portfolio management.
• Train, mentor, and support the development of new team members.
• Maintain compliance with company policies, procedures, security requirements, and applicable government regulations.

Skills

Credit analysis

Financial statement analysis

Tax returns analysis

Cash flow analysis

Communication

Education

Bachelor's degree in Accounting, Business, Economics, Law, or Computer Science

Tools

Excel

Word

Job description

Banner Bank in Oregon seeks a Senior Credit Analyst to assess complex commercial credit relationships and prepare well-supported credit recommendations. You will collaborate with lending partners and mentor team members while supporting portfolio management and regulatory compliance.

The role requires a Bachelor's Degree in accounting, business, economics, law, CS, or related field and 4+ years of credit analysis experience, with SBA credit analysis preferred. Travel is minimal.