Senior Credit Analyst III - Hybrid/Remote

Alpine Bank; Rifle (CO); Hybrid; USD 46,000 - 53,000; Full time

Job summary

Alpine Bank is seeking a Credit Analyst III to perform in-depth analysis on complex credits and assist with loan committee presentations. The role may be based at any Alpine Bank location, with a hybrid work arrangement.

You will review cash flow, retained earnings, and financial trends, producing written analyses and ensuring adherence to underwriting standards. The position emphasizes accuracy and problem-solving in a team setting.

Qualifications

• Minimum 18 months’ experience as a Credit Analyst with accounting and cash flow focus.
• Experience with large-dollar or high-risk loan portfolios and underwriting standards.
• Ability to assess credit risks and maintain confidentiality while applying policy.

Responsibilities

• Completes the loan analysis and workflow requirements for the Relationship Manager to review.
• Ensures cash flow and retained earnings reconcile.
• Identifies trends in financial performance or balance sheet concerns.
• Communicates missing items or information to the Relationship Manager.
• Performs a written analysis of findings.
• Follows underwriting processes and guidelines with minimal supervision.
• Supports modifications with approval from Credit Analyst Supervisor to improve processes.
• Meets goal points for Credit Analyst III on complex loans.
• Reviews loan committee packets for accuracy of pricing and controls.

Skills

Underwriting expertise

CRE loans

Financial statement analysis

Cash flow analysis

Team player

Attention to detail

Compliance knowledge

Ability to meet deadlines

Education

GED or equivalent

Bachelor's in Finance or Accounting

Master's degree preferred

Colorado Driver's License

NMLS license required

Banking principles within 1 year

Job description

Alpine Bank is seeking a Credit Analyst III to perform in-depth analysis on complex credits and assist with loan committee presentations. The role may be based at any Alpine Bank location, with a hybrid work arrangement.

You will review cash flow, retained earnings, and financial trends, producing written analyses and ensuring adherence to underwriting standards. The position emphasizes accuracy and problem-solving in a team setting.