Senior Credit Analyst: Complex Cash Flow Underwriter

Alpine Bank; Grand Junction (CO); Hybrid; USD 47,000 - 54,000; Full time

Job summary

Alpine Bank seeks a Senior Credit Analyst to perform high-level credit analysis on complex accounts, using UCA cash flow methods and assessing multiple guarantors. The role supports loan committee discussions and confidential handling of financial data, with an emphasis on accurate, policy-compliant underwriting.

The position may be based at any Alpine Bank location and includes a hybrid work schedule with occasional remote work.

Qualifications

• Bachelor’s Degree in Finance or Accounting required.
• Master’s Degree preferred.
• NMLS license required or ability to obtain.
• CO Driver’s License required.

Responsibilities

• Writes and delivers financial reports (audited/ reviewed/ tax returns).
• Participates in loan committee presentations and client meetings.
• Analyzes financial portraits using the UCA cash flow method.
• Reviews complex loan requests (C&I, development loans, tax-exempt).
• Ensures adherence to policies while applying professional judgement.

Skills

Financial analysis

UCA cash flow analysis

Credit risk assessment

Multi-party underwriting

Regulatory compliance

Education

High School Diploma or GED

Bachelor’s in Finance or Accounting

Master’s degree preferred

Colorado driver’s license

NMLS license

Job description

Alpine Bank seeks a Senior Credit Analyst to perform high-level credit analysis on complex accounts, using UCA cash flow methods and assessing multiple guarantors. The role supports loan committee discussions and confidential handling of financial data, with an emphasis on accurate, policy-compliant underwriting.

The position may be based at any Alpine Bank location and includes a hybrid work schedule with occasional remote work.