Credit Analyst II — Hybrid Underwriting & Cash Flow

Alpine Bank; Rifle (CO); Hybrid; USD 44,000 - 51,000; Full time

Job summary

Alpine Bank in Colorado is seeking a Credit Analyst II to underwrite loans, with the ability to cross over between commercial and consumer products as needed.

The role requires 2+ years in credit analysis, a Bachelor’s in Finance or Accounting, and an NMLS license or ability to obtain one. A Master’s degree is preferred. The position may operate on a hybrid schedule with regular travel to branches as needed.

Qualifications

• Required: Bachelor's Degree in Finance or Accounting.
• Minimum two years as bank credit analyst with cash flow expertise.
• Master's degree preferred.
• Colorado driver's license and NMLS license required.
• Hybrid work schedule may apply; occasional travel to branches.

Responsibilities

• Performs loan analyses and completes workflow for the Relationship Manager to review.
• Identifies trends in income, cash flow, and balance sheet concerns.
• Ensures cash flow and retained earnings reconcile.
• Communicates missing items to the Relationship Manager and raises concerns.
• Follows Alpine Bank underwriting standards with minimal supervision.
• Supports special projects as assigned.

Skills

Underwriting knowledge

Credit analysis

Financial analysis

Team player

Education

Bachelor's Degree in Finance or Accounting

Master's Degree preferred

NMLS License

Colorado Driver's License

Job description

Alpine Bank in Colorado is seeking a Credit Analyst II to underwrite loans, with the ability to cross over between commercial and consumer products as needed.

The role requires 2+ years in credit analysis, a Bachelor’s in Finance or Accounting, and an NMLS license or ability to obtain one. A Master’s degree is preferred. The position may operate on a hybrid schedule with regular travel to branches as needed.