Senior Credit Analyst — Complex Loans & Cash Flows

Alpine Bank; Rifle (CO); On-site; USD 47,000 - 54,000; Full time

Job summary

Alpine Bank seeks a Senior Credit Analyst to perform high-level credit analysis on complex accounts, using UCA cash flow methods and evaluating guarantors and related parties. You will participate in loan committee discussions and ensure adherence to bank policies and standards.

This role may be located at Alpine Bank locations nationwide with a mix of in-office and hybrid work, requiring strong analytical skills and experience with financial statement analysis.

Qualifications

• Bachelor’s degree in Finance or Accounting required.
• Master’s degree preferred.
• NMLS license required or ability to obtain.

Responsibilities

• Writes and delivers financial reports including audited/reviewed statements and tax returns.
• Participates in loan committee presentations and related discussions.
• Reviews complex credit requests and ensures compliance with policies and standards.
• Performs cash flow analysis using UCA methods and evaluates sponsors/guarantors.
• Manages multiple projects with structured timelines and maintains confidentiality.

Skills

Financial analysis

UCA cash flow

Foreign financial statements

Credit underwriting

Multi-party cash flows

Education

Bachelor's degree in Finance or Accounting

High School Diploma or GED

Master's degree preferred

Colorado driver’s license

NMLS license

Job description

Alpine Bank seeks a Senior Credit Analyst to perform high-level credit analysis on complex accounts, using UCA cash flow methods and evaluating guarantors and related parties. You will participate in loan committee discussions and ensure adherence to bank policies and standards.

This role may be located at Alpine Bank locations nationwide with a mix of in-office and hybrid work, requiring strong analytical skills and experience with financial statement analysis.