Senior Credit Analyst - Drive Asset Quality & Growth

ConnectOne Bank; Melville (NY); Hybrid; USD 95,000 - 125,000; Full time

Benefits offered by this job

World class health, vision, and dental

401k with employer match

Hybrid work from home

Job summary

ConnectOne Bank is seeking a Senior Credit Analyst to assess the creditworthiness of new loan proposals and existing loans, identifying policy exceptions to safeguard asset quality.

You will prepare analyses, provide risk ratings, and offer structure recommendations while mentoring junior analysts. The role supports annual reviews and client-focused service, with hybrid work options available.

Qualifications

• Strong “People First” mindset and customer focus.
• Knowledge of Federal and State banking regulations.
• Working knowledge of basic accounting principles and credit concepts.
• Credit training.
• C&I credit experience.
• Basic knowledge of loan types and loan structures.

Responsibilities

• Support CNOB’s People First culture and deliver excellent client service.
• Prepare credit analyses for loan requests, including financial statement analysis, collateral analysis, risk rating recommendations, trend analysis, and identifying strengths and weaknesses.
• Prepare written recommendations on loan approvals or structuring alternatives.
• Create financial statement spreadsheets showing ratio trends to evaluate status.
• Assist in annual loan reviews for Commercial Loans and Portfolio Managers.
• Mentor and guide Credit Analysts and Junior Credit Analysts.
• Assist in annual financial statement follow-up to borrowers and monitor information received.
• Order flood searches when appropriate.

Skills

Credit analysis

Financial statement analysis

Risk assessment

Regulatory knowledge

Mentoring

Loan underwriting

nCino platform

Tools

nCino platform

Job description

ConnectOne Bank is seeking a Senior Credit Analyst to assess the creditworthiness of new loan proposals and existing loans, identifying policy exceptions to safeguard asset quality.

You will prepare analyses, provide risk ratings, and offer structure recommendations while mentoring junior analysts. The role supports annual reviews and client-focused service, with hybrid work options available.