Senior Commercial Credit Analyst & Lending Lead

One Community Bank; Oregon (WI); Presencial; USD 110.000 - 140.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical, Dental, and Vision insurance

401(k)

Life Insurance

Flexible Spending Account (FSA)

Competitive Salary

Paid Time Off (PTO)

Bank-paid short-term and long-term(dis

Pet Insurance

Descripción de la vacante

One Community Bank seeks a Senior Commercial Credit Analyst to evaluate credit risk by reviewing borrower and guarantor financials and turning findings into lending recommendations. You’ll own complex relationships and serve as a go-to resource for the analyst team.

You’ll spread and analyze financial statements and tax returns, complete cash flow and collateral analysis, and prepare independent credit memos and loan presentations, while coaching newer analysts and reinforcing credit policies.

Formación

• Bachelor's degree in Finance or Accounting.
• 4–5 years of commercial credit analyst experience in a banking environment.
• Strong credit risk assessment, financial statement analysis, and memo/presentation writing skills.
• Knowledge of banking accounting rules, regulations, and policies.
• Advanced Excel/Microsoft Office skills.

Responsabilidades

• Spread and analyze financial statements and tax returns.
• Complete global cash flow and collateral analysis.
• Prepare independent credit memos and loan presentations.
• Complete annual relationship/loan reviews.
• Partner with lenders to gather and clarify financial details.

Conocimientos

Financial analysis

Credit risk assessment

Memo/presentation writing

Leadership

Educación

Bachelor's degree in Finance or Accounting

Herramientas

Excel

Microsoft Office

Descripción del empleo

One Community Bank seeks a Senior Commercial Credit Analyst to evaluate credit risk by reviewing borrower and guarantor financials and turning findings into lending recommendations. You’ll own complex relationships and serve as a go-to resource for the analyst team.

You’ll spread and analyze financial statements and tax returns, complete cash flow and collateral analysis, and prepare independent credit memos and loan presentations, while coaching newer analysts and reinforcing credit policies.