SBA Credit Analyst — Hybrid, Detail‑Driven, Growth

ConnectOne Bank; New York (NY); Hybrid; USD 70,000 - 110,000; Full time

Benefits offered by this job

World class health, vision, and dental

401k with employer match

Hybrid work from home (depending on ro

Tuition reimbursement

Employee discount perks

CNOB Community Service Events

Job summary

ConnectOne Bank in New York seeks an SBA Credit Analyst to assess the credit worthiness of SBA loans, including eligibility and policy exceptions.

You will perform financial statement analyses, prepare cash flow and ratio analyses, support loan officers, and participate in Loan Committee discussions to shape credit decisions.

This role demands accuracy, strong written and verbal communication, and a collaborative, People First culture in a fast-paced commercial banking environment.

Qualifications

• Proven financial statement analysis and ratio interpretation.
• Experience with SBA loan underwriting and policy exceptions.
• Strong written and verbal communication.

Responsibilities

• Prepare credit analyses for loan requests including financial and collateral analysis.
• Provide risk rating recommendations and trend analysis.
• Prepare loan recommendations and alternative structures as needed.
• Support annual loan reviews and attend Loan Committee.
• Assist with credit proposals and documentation.

Skills

Financial analysis

Cash flow lending

Accounting principles

Credit concepts

SBA SOP knowledge

Microsoft Office

Attention to detail

Communication skills

Education

Bachelor's degree

Tools

Microsoft Office

Job description

ConnectOne Bank in New York seeks an SBA Credit Analyst to assess the credit worthiness of SBA loans, including eligibility and policy exceptions.

You will perform financial statement analyses, prepare cash flow and ratio analyses, support loan officers, and participate in Loan Committee discussions to shape credit decisions.

This role demands accuracy, strong written and verbal communication, and a collaborative, People First culture in a fast-paced commercial banking environment.