Senior Credit Analyst - CRE/C&I Underwriting & Mentoring

First Interstate Bank; Spokane (WA); On-site; USD 68,000 - 115,000; Full time

Job summary

The Credit Analyst III at First Interstate Bank evaluates complex commercial credits, including CRE and C&I, and prepares financial spreads and narratives to support credit decisions. You will work with Relationship Managers to assess risk, structure loans, and monitor portfolios, while mentoring junior staff.

This role emphasizes accuracy, policy compliance, and independent judgement in a fast-paced banking environment across Seattle or Spokane locations.

Qualifications

• Bachelor's degree preferred in business or finance.
• 7–9 years of banking experience required or equivalent.
• Experience with financial spreads and credit analysis tools.

Responsibilities

• Read and analyze financial statements and credit information.
• Independently analyze credit worthiness and prepare comprehensive reports.
• Support Relationship Managers in loan structuring and monitoring.
• Mentor junior analysts and contribute to training materials.
• Ensure compliance with bank policies and regulatory requirements.

Skills

Credit analysis

Financial statement analysis

Spreadsheet modeling

Communication skills

Relationship building

Attention to detail

Education

Bachelor's degree in Business/Finance

Tools

Financial spread software

Microsoft Office

Job description

The Credit Analyst III at First Interstate Bank evaluates complex commercial credits, including CRE and C&I, and prepares financial spreads and narratives to support credit decisions. You will work with Relationship Managers to assess risk, structure loans, and monitor portfolios, while mentoring junior staff.

This role emphasizes accuracy, policy compliance, and independent judgement in a fast-paced banking environment across Seattle or Spokane locations.