Commercial Credit Analyst — Growth & Risk Insight

Banner Bank; Seattle (WA); Remote; USD 86,788,800 - 114,340,800; Full time

Benefits offered by this job

Medical, dental, vision

LTD/STD & life insurance

401k with up to 4% match

Tuition reimbursement

Paid vacation & holidays

Job summary

Banner Bank in Seattle, WA is seeking a Credit Analyst to help the bank make sound, responsible lending decisions that support clients and communities.

You will analyze financial statements, tax returns, cash flow and collateral; prepare credit analyses and approval packages; support various loan requests; ensure compliance with policies and regulations. A Bachelor's degree and 2+ years of related experience are required.

Qualifications

• Bachelor's degree is required.
• 2+ years of related credit or financial analysis experience required.
• Ability to analyze financial statements, tax returns, and cash flow.

Responsibilities

• Investigate credit and financial information for prospective and existing commercial clients.
• Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment.
• Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers.
• Support new, renewed, and existing loan requests ranging from simple to moderately complex.
• Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations.

Skills

Credit analysis

Financial analysis

Excel

Attention to detail

Communication

Education

Bachelor's degree in Accounting, Business, Economics, Law, CS, or related field

Tools

Excel

Job description

Banner Bank in Seattle, WA is seeking a Credit Analyst to help the bank make sound, responsible lending decisions that support clients and communities.

You will analyze financial statements, tax returns, cash flow and collateral; prepare credit analyses and approval packages; support various loan requests; ensure compliance with policies and regulations. A Bachelor's degree and 2+ years of related experience are required.