Senior Credit Analyst - Commercial Lending & Modeling

Washington Trust Bank; Spokane (WA); On-site; USD 59,000 - 102,000; Full time

Benefits offered by this job

Annual bonus plan

Health benefits

Retirement benefits

Job summary

Washington Trust Bank is seeking a Credit Analyst II/III at its Spokane Financial Center to assess borrower risk, analyze financial statements, and prepare credit authorizations in line with bank policy.

The role requires strong analytical skills, experience with Excel and financial modeling, and the ability to manage multiple priorities while delivering accurate, well-documented analyses. Compensation ranges and bonus eligibility reflect market expectations in Spokane.

Qualifications

• 3+ years of credit analysis and underwriting experience preferred.
• Strong accounting aptitude.
• Demonstrated analytical/problem solving ability.
• Experience with computer assisted financial analysis and PC-based financial models; knowledge of spreadsheet applications.

Responsibilities

• Assists RM in credit analysis, assessment of risk rating, problem loan reporting and other credit administration requirements.
• Reviews and evaluates business financial reports, prepares written credit authorizations pursuant to Bank policy and ensures proper monitoring and documentation are reviewed.
• Prepares financial projections and customized automated spreadsheets for analyzing commercial borrowers and prospects.
• Develops financial models based upon customized financial formats.
• Prepares financial statement presentations for analyzing business borrowers.
• Performs compliance and risk management duties as required or assigned.
• Regular, reliable attendance is required.
• Assists with other department duties and projects, as requested by team lead.

Skills

Credit analysis

Financial modeling

Excel

Accounting aptitude

Analytical thinking

Communication skills

Attention to detail

Problem solving

Education

College coursework in Accounting/Finance/Business

Tools

Microsoft Excel

Microsoft Office

Job description

Washington Trust Bank is seeking a Credit Analyst II/III at its Spokane Financial Center to assess borrower risk, analyze financial statements, and prepare credit authorizations in line with bank policy.

The role requires strong analytical skills, experience with Excel and financial modeling, and the ability to manage multiple priorities while delivering accurate, well-documented analyses. Compensation ranges and bonus eligibility reflect market expectations in Spokane.