Senior Credit Analyst & Underwriter — Complex Deals

gpac; Collinsville (AL); Vor Ort; USD 120.000 - 180.000; Vollzeit

Zusammenfassung

gpac is seeking a Senior Credit Analyst/Underwriter for its Banking Division in Alabama, focusing on large, complex C&I and CRE credits. You will underwrite, analyze cash flows, assess risk, and prepare memos for loan recommendations, with direct exposure to the loan committee and senior leadership.

Ideal candidates bring 7+ years of experience in commercial lending, comfort with $6M+ deals, and a collaborative approach to mentoring junior analysts while influencing portfolio quality.

Qualifikationen

• Underwrite and analyze complex C&I and CRE credits.
• Strong focus on cash flow analysis, risk assessment, and structuring.

Aufgaben

• Underwrite and analyze complex C&I and CRE credits.
• Work on larger, more sophisticated deals and relationships.
• Strong focus on cash flow analysis, risk assessment, and structuring.
• Prepare and present credit memos and loan recommendations.
• Direct exposure to loan committee and senior leadership.
• Opportunity to mentor junior analysts and review work.
• High-visibility role with impact on portfolio quality and decisions.
• Collaborative environment with lenders and credit leadership.
• Emphasis on credit quality, not just production pressure.
• Minimum 7+ years experience.
• Comfortable with $6MM and up loans.

Kenntnisse

Credit Underwriting

Cash Flow Analysis

C&I Loans

CRE Loans

Loan Structuring

Credit Memo Prep

Mentoring

Jobbeschreibung

gpac is seeking a Senior Credit Analyst/Underwriter for its Banking Division in Alabama, focusing on large, complex C&I and CRE credits. You will underwrite, analyze cash flows, assess risk, and prepare memos for loan recommendations, with direct exposure to the loan committee and senior leadership.

Ideal candidates bring 7+ years of experience in commercial lending, comfort with $6M+ deals, and a collaborative approach to mentoring junior analysts while influencing portfolio quality.