Senior CRE Underwriter: Risk & Portfolio Analysis (Hybrid)

Amerant Bank NA; Coral Gables (FL); Hybrid; USD 115,000 - 145,000; Full time

Job summary

Amerant Bank NA seeks an experienced CRE Risk and Underwriting professional to provide independent risk assessment and recommendations for small to large, complex CRE transactions. You will oversee credit quality, monitor portfolio health, and support approvals with rigorous financial analysis.

Key duties include preparing credit memos, ensuring policy adherence, testing covenants, and guiding junior underwriters. Hybrid work arrangement offered, with focus on risk controls and compliance.

Qualifications

• Bachelor’s degree in business, accounting or finance required; Master’s preferred.
• 7+ years of credit underwriting/credit analysis experience.
• Knowledge of banking products and documentation.

Responsibilities

• Provide independent risk assessment and recommendations on CRE transactions.
• Prepare credit memos and ensure adherence to credit programs and policy.
• Conduct underwriting and financial analysis for new and existing exposures.
• Monitor covenants, risk ratings, delinquencies and portfolio health.
• Assist in training new underwriters and support senior management presentations.

Skills

Credit underwriting

Credit analysis

Microsoft Suite

SQL

Salesforce

nCino

FIS IBS

Education

Bachelor’s degree in business, accounting or finance

Master’s degree preferred

Tools

Microsoft Suite

SQL

Salesforce

nCino

FIS IBS

Job description

Amerant Bank NA seeks an experienced CRE Risk and Underwriting professional to provide independent risk assessment and recommendations for small to large, complex CRE transactions. You will oversee credit quality, monitor portfolio health, and support approvals with rigorous financial analysis.

Key duties include preparing credit memos, ensuring policy adherence, testing covenants, and guiding junior underwriters. Hybrid work arrangement offered, with focus on risk controls and compliance.