Senior CRE Underwriter: Portfolio Risk & Deals

300 U.S. Bank National Association; Newport Beach (CA); On-site; USD 124,000 - 146,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) and employer-funded retirement

Paid vacation and holidays

Parental leave

Life insurance

Job summary

U.S. Bank in Newport Beach, CA is seeking a Commercial Real Estate Senior Underwriter to manage portfolio risk and guide credit decisions for a broad CRE loan portfolio.

You will underwrite originations, analyze borrower financials, property cash flows, and covenants while preparing clear credit analyses for approval. You will collaborate with Credit, Loan Administration, and risk partners across deal support, monitoring, and quarterly reviews, ensuring timely, accurate credit actions and strong

Qualifications

• Bachelor's degree or equivalent work experience required; five+ years CRE lending experience preferred.
• Strong CRE underwriting knowledge across multiple property types with solid written credit memo skills.
• Proficient in financial analysis, cash flow modeling and risk assessment.
• Excellent written and verbal communication for risk discussions and approvals.

Responsibilities

• Underwrite new originations and portfolio exposures for CRE assets; prepare credit analyses.
• Support funding and deal structuring; assist with term sheets and approvals as needed.
• Monitor portfolio credit risk; perform covenant and trend analyses; support quarterly reviews.
• Collaborate with Credit, Loan Administration and risk partners to ensure accurate credit actions.

Skills

Credit analysis

Financial analysis

Microsoft Excel

Communication skills

Risk assessment

Education

Bachelor's degree or equivalent work experience

Tools

nCino

CoStar

Excel

Job description

U.S. Bank in Newport Beach, CA is seeking a Commercial Real Estate Senior Underwriter to manage portfolio risk and guide credit decisions for a broad CRE loan portfolio.

You will underwrite originations, analyze borrower financials, property cash flows, and covenants while preparing clear credit analyses for approval. You will collaborate with Credit, Loan Administration, and risk partners across deal support, monitoring, and quarterly reviews, ensuring timely, accurate credit actions and strong