Senior CRE Underwriter – Commercial Real Estate Financing

First Bank; Newport Beach (CA); On-site; USD 110,000 - 150,000; Full time

Job summary

First Bank in Newport Beach, CA is seeking an experienced Commercial Underwriter to evaluate and structure credit for complex transactions, with emphasis on commercial real estate. The role includes preparing approval offerings, collaborating with relationship managers, and supporting the executive loan committee.

The ideal candidate has a strong underwriting background, independent judgment, and the ability to manage multiple priorities in a fast-paced financial services environment.

Qualifications

• Bachelor's degree (B.A.) or BB or MBA from four-year college or university.
• A minimum of five years experience in a financial services environment.
• Completion of a formal commercial credit training program (or equivalent work experience in this field)
• Proficient in Microsoft Office
• Works well in a dynamic environment, managing multiple tasks and an, at times, stressful environment
• The ability to execute these job responsibilities independently and autonomously as well as to collaborate with team members is an important aspect of the position.

Responsibilities

• Preparing credit approval offerings for all types of transactions, primarily focused on commercial real estate transactions.
• Comprehensive knowledge of underwriting activities, practices, tools and considerations, and the ability to manage the underwriting process.
• Working independently with little oversight.
• Using independent judgement to identify and mitigate risks, prepare offerings and risk ratings by analyzing credit, collateral and financial worthiness of borrowers, guarantors and credit structure.
• Actively participating in the deal team, working closely with relationship managers, senior leaders and credit administration.

Skills

Independent judgement

Team collaboration

Multi-tasking under pressure

Autonomy

Education

Bachelor's degree (B.A.) or BB or MBA

Tools

Microsoft Office

Job description

First Bank in Newport Beach, CA is seeking an experienced Commercial Underwriter to evaluate and structure credit for complex transactions, with emphasis on commercial real estate. The role includes preparing approval offerings, collaborating with relationship managers, and supporting the executive loan committee.

The ideal candidate has a strong underwriting background, independent judgment, and the ability to manage multiple priorities in a fast-paced financial services environment.