Senior CRE Underwriter: Risk, Cash Flow & Deals

U.S. Bank; Los Angeles (CA); On-site; USD 124,000 - 146,000; Full time

Benefits offered by this job

Healthcare

401(k) plan

Paid vacation

Holiday pay

Job summary

U.S. Bank is seeking an experienced Commercial Real Estate Senior Underwriter in the Los Angeles area to manage portfolio risk and guide credit structure.

You will collaborate with Credit, Loan Administration, and risk partners to ensure timely, accurate credit actions and streamlined workflows from underwriting to loan administration. Responsibilities include underwriting new originations, analyzing financials and collateral, and preparing comprehensive credit analyses for approval.

Qualifications

• Bachelor's degree or equivalent work experience.
• Five or more years of commercial lending experience.
• Experience authoring credit memoranda and presenting risks to approval committees.

Responsibilities

• Underwrite new originations and portfolio exposures across CRE asset classes.
• Analyze borrower financials, cash flows, collateral, sponsor strength and covenants.
• Prepare clear credit analyses and supporting documentation.
• Assist with annual reviews for clients with multiple properties.
• Collaborate with Credit Approvers and risk partners and prepare term sheets when applicable.
• Support deals from origination through loan administration and monitoring.

Skills

CRE underwriting

Analytical writing

Verbal & written communication

Credit risk assessment

Collaboration with risk partners

Education

Bachelor's degree

Tools

Microsoft Excel

nCino

CoStar

Job description

U.S. Bank is seeking an experienced Commercial Real Estate Senior Underwriter in the Los Angeles area to manage portfolio risk and guide credit structure.

You will collaborate with Credit, Loan Administration, and risk partners to ensure timely, accurate credit actions and streamlined workflows from underwriting to loan administration. Responsibilities include underwriting new originations, analyzing financials and collateral, and preparing comprehensive credit analyses for approval.