Senior CRE Underwriter: Complex Loans & Risk Insights

Columbia Banking System; Seattle (WA); On-site; USD 100,000 - 175,000; Full time

Benefits offered by this job

Healthcare coverage

401(k) with employer match

Life insurance

Disability insurance

Tuition assistance

Mental health resources

Identity theft protection

Legal support

Auto and home insurance

Pet insurance

Discount marketplace access

Paid vacation

Sick days

Volunteer days

Holidays

Job summary

Columbia Bank in Seattle seeks an experienced Commercial Real Estate underwriter to assess and underwrite complex CRE loans, provide credit analyses, and support Relationship Managers in managing sophisticated CRE portfolios.

Role focuses on construction, bridge, and permanent loans, with emphasis on cash flow, market risk, and adherence to bank guidelines. Onsite work in Seattle and collaboration across banking teams are required.

Qualifications

• 7–10 years of commercial underwriting/credit analysis experience.
• Experience with CRE lending (construction, bridge, permanent) preferred.
• Strong analytical, communication, and presentation skills.

Responsibilities

• Underwrite complex CRE loans and prepare credit presentations.
• Monitor large CRE loan portfolio with RMs.
• Assess market risk and cash flow for borrower obligations.
• Ensure compliance with bank policies and risk rating models.

Skills

Analytical skills

Credit analysis

Cash flow analysis

Financial statement spreading

Time management

Communication skills

Credit policy knowledge

Excel

Word

Tools

Word

Excel

Job description

Columbia Bank in Seattle seeks an experienced Commercial Real Estate underwriter to assess and underwrite complex CRE loans, provide credit analyses, and support Relationship Managers in managing sophisticated CRE portfolios.

Role focuses on construction, bridge, and permanent loans, with emphasis on cash flow, market risk, and adherence to bank guidelines. Onsite work in Seattle and collaboration across banking teams are required.