Senior CRE Credit Underwriting & Portfolio Lead

Truist Financial Corporation; Charlotte (NC); On-site; USD 90,000 - 140,000; Full time

Benefits offered by this job

Medical insurance

401k plan

Paid time off

Job summary

Truist Financial Corporation seeks an experienced credit professional to underwrite and manage complex Commercial Real Estate portfolios. You will assess risk, analyze financials, support relationship managers, and ensure compliance with credit policy while guiding a team of analysts.

Key focus areas include underwriting complex credits, monitoring portfolio performance, and collaborating with RM to identify credit-worthy opportunities in targeted markets.

Qualifications

• Bachelor’s degree or higher in Finance/Accounting/Economics/Business or equivalent experience.
• Strong verbal and written communication abilities.
• Proficiency with Microsoft Office and general computer literacy.
• Solid analytical and problem‑solving skills.
• Knowledge of credit principles and underwriting basics.
• Ability to manage multiple priorities under tight timelines.
• Experience working in a collaborative, team-oriented environment.

Responsibilities

• Lead diligence and underwriting for large credit relationships and prepare credit presentations.
• Ensure loan documentation aligns with approvals and address issues with RM.
• Analyze financial statements and projections to assess client performance and risk.
• Provide portfolio oversight, monitoring trends and risk factors.
• Maintain adherence to Credit Process Metrics and compliance requirements.
• Manage pipeline to fulfill client needs in a timely manner.
• Serve as main client and internal contact for portfolio management.
• Apply real estate underwriting knowledge and monitor market trends.
• Mentor and coach Analysts and Associates.

Skills

Communication skills

Microsoft Office

Analytical thinking

Credit principles

Prioritization

Team collaboration

Problem solving

Education

Bachelor’s degree in Finance/Accounting/Economics/Business

MBA in Accounting or Finance

Tools

ARGUS software

CoStar/REIS/Axiometrics data

Job description

Truist Financial Corporation seeks an experienced credit professional to underwrite and manage complex Commercial Real Estate portfolios. You will assess risk, analyze financials, support relationship managers, and ensure compliance with credit policy while guiding a team of analysts.

Key focus areas include underwriting complex credits, monitoring portfolio performance, and collaborating with RM to identify credit-worthy opportunities in targeted markets.