Senior CRE Credit Underwriter

Sunflower Bank; Dallas (TX); Hybrid; USD 85,000 - 120,000; Full time

Benefits offered by this job

401(k) plan with match

Health/Dental/Vision insurance

Tuition reimbursement

Paid time off

Holidays

Job summary

Sunflower Bank, N.A. is seeking a Credit Underwriter III - CRE to assess creditworthiness of commercial borrowers, with emphasis on moderately complex relationships. You will gather, analyze, and interpret financial data to support loan decisions and minimize risk.

The role requires CRE underwriting experience, strong financial analysis, and the ability to collaborate with bankers and credit officers. Open to fully supported environment with growth opportunities.

Qualifications

• Bachelor’s degree in accounting, business, economics, finance, or similar field; or a high school diploma with 10+ years in discipline.
• 7+ years of experience in credit analysis/credit underwriting in CRE lending environment.
• Strong ability to analyze financial statements (balance sheets, income, cash flow, tax returns).

Responsibilities

• Review financial and credit information to determine cash flow and creditworthiness of borrowers and guarantors.
• Prepare detailed credit approval and loan review reports using leases, rent rolls, appraisals, and environmental reports.
• Research industry and market information relevant to collateral location.
• Summarize analysis for new and existing loan relationships and assess strengths/weaknesses.
• Communicate findings to bankers, management, or credit officers.
• Review and negotiate loan documents on behalf of the bank.
• Monitor credit files and ensure covenant compliance.

Skills

Credit analysis

Commercial real estate

Financial statements

Underwriting

Communication

multitasking

Education

Bachelor’s degree in Accounting, Business, Economics, Finance, or related field

High school diploma or equivalent (in lieu of degree)

Tools

Microsoft Office Suite

Job description

Sunflower Bank, N.A. is seeking a Credit Underwriter III - CRE to assess creditworthiness of commercial borrowers, with emphasis on moderately complex relationships. You will gather, analyze, and interpret financial data to support loan decisions and minimize risk.

The role requires CRE underwriting experience, strong financial analysis, and the ability to collaborate with bankers and credit officers. Open to fully supported environment with growth opportunities.