Senior CRE Credit Leader - Underwriting & Risk Oversight

FIG Credit Union; Burbank (CA); On-site; USD 120,000 - 160,000; Full time

Job summary

FIG Credit Union in Burbank, CA seeks an experienced Commercial Credit Manager to lead underwriting and portfolio reviews, ensuring sound risk decisions and regulatory compliance. You will mentor underwriters, develop credit policies, and act as a subject matter expert in CRE credit.

Collaborating with commercial lending and servicing teams, you’ll evaluate loan requests, monitor portfolio performance, present analyses to loan committees, and guide cross-functional risk management initiatives to

Qualifications

• Bachelor's degree in business, finance, accounting, or related field.
• Minimum of 10 years of experience in commercial credit underwriting or related roles.
• Advanced knowledge of CRE underwriting, financial statement analysis, and risk assessment.
• Experience with complex credit structures and participation loans preferred.
• Strong regulatory knowledge and ability to navigate banking guidelines.
• Excellent written and verbal communication and collaboration across functions.
• Proficiency in credit analysis software and Microsoft Office suite.

Responsibilities

• Oversee end-to-end commercial credit underwriting process, ensuring timely, consistent evaluation of loan requests.
• Review and validate borrower financial statements, collateral, cash flow analyses, and risk ratings.
• Prepare and review comprehensive credit memoranda for loan committees, outlining risks and recommendations.
• Conduct regular portfolio reviews and stress testing to assess credit quality and risks.
• Support management of complex credit relationships, including participation loans and syndications.
• Provide guidance, training, and mentorship to underwriters and lending officers.
• Participate in loan committee meetings, presenting credit analyses and risk assessments.
• Assist in updating internal credit policies to align with regulatory changes.
• Monitor market trends and regulatory developments impacting CRE portfolios.
• Foster collaboration across underwriting, lending, servicing, risk management, and leadership.

Skills

Commercial lending

CRE underwriting

Financial statement analysis

Regulatory knowledge

Stakeholder communication

Team mentorship

Loan committee presentations

Education

Bachelor's degree in business/Finance or related field

Job description

FIG Credit Union in Burbank, CA seeks an experienced Commercial Credit Manager to lead underwriting and portfolio reviews, ensuring sound risk decisions and regulatory compliance. You will mentor underwriters, develop credit policies, and act as a subject matter expert in CRE credit.

Collaborating with commercial lending and servicing teams, you’ll evaluate loan requests, monitor portfolio performance, present analyses to loan committees, and guide cross-functional risk management initiatives to