Senior Consumer Credit Portfolio & Policy Risk Manager

Habitat For Humanity Of Durham; Raleigh (NC); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

401k plan

Paid holidays

Job summary

Truist Financial Corporation in Raleigh seeks an experienced Senior Credit Risk Manager to lead risk management for consumer credit portfolios, including Direct to Consumer, Small Business, Bankcard, Mortgage and Auto lending.

You will work with BU leaders and Risk Committees, review policies, monitor delinquencies and liaison with loss mitigation teams to drive risk-adjusted results. A Bachelor's in Business and 10+ years in credit risk are required.

Qualifications

• Bachelor's degree in Business or equivalent education and related training.
• 10 years of credit-related experience including complex lending structures and modeling.
• 7+ years in related experience across consumer, small business, mortgage and wealth.
• Knowledge of consumer risk and regulatory requirements.
• Strategic thinking, multi-tasking and ability to drive change.
• Strong quantitative, governance and analytic abilities.
• Strong decision-making capability.
• Leadership, partnership and management skills.
• Excellent problem solving and analytical skills.
• Strong verbal and written communication skills.

Responsibilities

• Provide credit risk management direction to assigned portfolio segments and identify risks/trends.
• Perform independent credit adjudication of large or complex transactions.
• Review origination and servicing processes for risk improvement opportunities.
• Participate in key credit committees and risk governance activities.
• Communicate expectations on portfolio quality, profitability and growth.
• Ensure new product offerings align with risk appetite and controls.
• Oversee the credit review process and monitoring of lender scorecards.
• Monitor delinquent and loss assets; coordinate with loss mitigation teams.
• Develop and update credit policies and procedures; monitor industry developments.

Skills

Strong quantitative abilities

Governance and analytics

Strategic thinking

Decision making

Leadership and management

Verbal and written communication

Problem solving

Education

Bachelor's degree in Business; or equivalent education

Job description

Truist Financial Corporation in Raleigh seeks an experienced Senior Credit Risk Manager to lead risk management for consumer credit portfolios, including Direct to Consumer, Small Business, Bankcard, Mortgage and Auto lending.

You will work with BU leaders and Risk Committees, review policies, monitor delinquencies and liaison with loss mitigation teams to drive risk-adjusted results. A Bachelor's in Business and 10+ years in credit risk are required.